Education is the major investment a country can make to ensure a prosperous, healthy and equitable society.
This is especially true for Africa, where massive investments in education have recently allowed to obtain significant gains in terms of literacy, school attendance and academic performance.
That said, the African continent still has long way to go to fill the gap...
Only one person out of ten owns a bank account today in Africa. The reasons are some barriers like lack of income, irregularity of salaries, impact of the informal economy.
While the economic emergence is a reality, one of the major challenges is the financial inclusion and the question is how to achieve it?
It is difficult to address Africa as a single entity, but the banking problems are almost identical from one country to another. The good news is that Africa is the world land of innovation in the "mobile banking" industry. The alliance of telcos and banks is propelling a range offer of services like monney transfer, bill payment etc...
That's a good start but creating more value and alternatives to customers will naturally boost finacial transactions.
The explosion of the 'shopping malls' is the best proof that the african consumption and distribution sector is booming. Distribution corporations are already operating across the continent. Excluding South Africa, 242 centres for a total useful commercial area of 4.3 millions square meters. The future of the retail business will certainly be impacted by the Internet.
According to McKinsey, 167 million Africans have access to the internet, 16% of the population, and 67 millions own a smartphone. These figures will be respectively 60% and 360 millions by 2025. Customer retention and customer experience will make the difference.
Certainly the State of health of african populations has improved these last fifteen years thanks to various vaccination programs. However the set of health indicators remains largely below those of other continents. No doubt that the lack of infractucture and good skills are some majors problems. Another key challenge is the global behavior against health risks.
By delivering appropriate messages to the populations, the local communities will be empowered and this will reduce risks.
This is where technollogies will have a real impact by disseminating the right contents trough the right channels.
The Cloud may be of interest to all businesses, small, medium and large. The computerization of enterprises is stronger in Africa than the rest of the world with an increasing trend. The Cloud business is to have a great impact on business opportunities for africans on the web.
For example, blogs or any other content management platforms are now using shared servers and services overcoming traditionnal high infrastructure acquisitions and maintenance costs as well as and insufficiant good skills. This new reality will lead to change of traditionnal business models.
Our cloud education offering enables universities and schools to access enterprise class learning and teaching services without worrying about installation and support. Administration Services enable universities and schools to more efficiently manage a range of resources and assets such as student information, library assets, hostels, classrooms, computers, HR planning, payroll and other accounting activities.
Our core banking offerings enables financial organizations to deliver banking services cost effectively. They are able to rollout branchless banking at low cost and accelerate financial inclusion. Payments can be made to the unbanked, providing a compelling reason to open an account. Services are accessible across multiple channels, including SMS, online, mobile app and card.
We enable financial services organizations to offer SMS, mobile app, card and online payments services to their clients. High growth financial and banking institutions rely on our robust payment system and its an easy to use API to extend services to their clients, significantly enhancing customer service delivery.
Talk to us and learn more.
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Our payment services facilitate the free flow of financial transactions, creating transparency and introducing new levels of efficiency. It can be used to integrate services offered by banks, merchants, micro-finance and academic institutions, money transfer agents and local government authorities, enabling low cost transaction processing online or via any mobile phone on any network.
This offering is particularly suitable for our communities in the Diaspora. It enables direct payments from overseas to all types of merchants in all currencies across multiple channels, including SMS, online, mobile app and card.
Our retail payment switch and e-commerce marketplace enables more value to be realized from each unit of currency. It enables electronic money to circulate more quickly and longer within the network. This optimizes the circulation of purchasing power within networked partners, facilitates financial inclusion, and creates opportunities for revenue generation
Cloud computing technology enables organizations to avoid acquisition costs, management and maintenance constraints. It enables them to be more agile and capture new opportunities as well.
Our cloud infrastructure is capable of delivering flexible, robust and scalable infrastructure and services to meet the demanding needs of business today, while enabling the services to be tailored to support the unique needs of companies, governments and users. Our cloud platform is extensible, and supports the delivery of services on a range of devices from basic mobile phones, smart phone, tablets, and laptops to desktop computers.
Nine out of ten Microsoft software used by individuals are pirated in Africa. Even companiesuse no genuine licenses for the same reasons of cost and also because of the complexity in the choice of the necessary licenses.
NUXTA has developeda special and scarce expertise on the continent: the management of Licensing that allows optimizing the costs of acquiring the licenses. Our Licensing specialists can assist them in making savings of about of 20% of the value of the market.
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